Which Money Belt Is Best for You?

Most pilgrims agree that a money belt is a necessity on the Camino Santiago.

It makes the most sense to use an ATM card 

and withdraw €200-€300 when you find a bank, 

and then spread that cash out over several days. 

Using my budget of €20 per day, 

one withdrawal can last me up to 10 days.

I take out €20 each morning 

and carry it in a change purse

that is easy to access.

The rest travels in a money belt with my passport and credit card.

There are many options for carrying your cash on the Camino.

Here are a few:

Neck pouch.

Review: I do not recommend these at all.

First of all, the strap around your neck is a dead giveaway.

Thieves have been known to grab these and cut them with a blade.

The ones that cannot be cut could strangle you if the thief was on a bike.

I just don't think they're safe at all.

Leg Safe.

Again, I do not recommend these.

I have seen pickpockets on the Metro

drop to their knees and run their hands

up a man's pants, because they know this is a popular option.

It only takes them a second

to grab your leg safe 

and jump off the train!

Waist Belt.

A regular waist-band money belt.

You can find these in all travel stores.

You can also find them in the Rick Steves travel store.

The are a zippered flat pouch that you wear around your waist.

The compartments are large enough for your passport,

and often have separate places for credit cards and cash.

They have a snap buckle that is plastic.

Please note this belt is to be worn UNDER your clothing, 

not over.

Review:  I wore this type of belt for several years. Sometimes it was uncomfortable because it continually rode up unless I tightened it, in which case it felt binding.  My passport and cash often was damp with sweat. But I still recommend this type of belt over a neck-style.

Bra Caddy

Here's another option.

I don't think it would be too comfortable backpacking,

but hey…

Hidden Pocket.

This is one of my favorites. 

It is a pocket, with various compartments. 

It is big enough for your passport, cash, and credit cards.  

It has two loops, one brown and one black, 

so you can wear it over your belt, 

then tuck it into your skirt or pants.  

It's easy to access. 

I like wearing this along with a regular money belt. (see below) 

It comes in different colors.

 I like the tan because it can't be seen under light clothing.

Standard Money Belt

In addition to the money pouch above,

this year I bought a regular money belt.

I bought the one made by 

Binh,

in a polyester weave.

It is lightweight,

not bulky at all, 

and the zipper is quite long,

so there's space to store several large bills.

The belts can be purchased in leather as well.
I tried this belt one year and discarded it.
It's just not convenient to me.
For a man, it might be a good way to store extra cash,
or for a woman who wears pants with belt loops.
But I didn't care for it.

Splitting Up The Cash

However you decide to carry your cash and cards,

it's probably a good idea to split it up.

Carry some in one belt,

and some in another.

Dummy Wallet

Some people carry a "dummy wallet."

This is a wallet with a credit card or two

that are outdated,

maybe a couple of €20 or €50 bills.

In case of pickpocket or theft,

this wallet can be surrendered easily,

and you're not out your entire bank!

Here is a good blog on what to carry 

in a "sacrificial wallet."

http://blog.backpackerbucks.com/gear/sacrificial-wallet-thwart-theives-stay-safe/

Whichever money belt you decide on,

I suggest you fill it,

and wear it around your hometown for a few days,

so you will know whether or not 

it is going to be comfortable on the Camino.

ON THE CAMINO

Never, ever leave your money, credit cards, passport,

or anything you cannot afford to lose

unattended.

Never leave it with another pilgrim

no matter how friendly they appear.

On my first Camino, I met three young people

whose Camino ended after 3 days.

In Pamplona, they left their bags

with a friendly fellow pilgrim

they had walked with from SJPP.

The "pilgrim" had targeted them

and when she agreed to watch their bags

while they showered,

she robbed them of all cash and credit cards,

and vanished in the Pamplona night.

Sad but true.

When you shower, put your valuables into a 

zip lock bag, or special waterproof bag 

and 

TAKE THEM INTO THE SHOWER WITH YOU!

* * *

And remember,

NEVER get into your money belt

in a public place.

Access it in private each morning,

in a bathroom stall if necessary,

taking out your cash for the day.

When you go to the ATM,

go with a friend when possible.

Have them turn facing outwards,

while you get your cash.

And then immediately go somewhere

you can put your cash away

out of the public eye.

Watch out for children who want to "help" you!
Keep your hand over the slot where the money comes out.
See my post on pickpockets here:
PICKPOCKETS

At night, don't just leave your money belt and valuables by your bedside.

Be sure they are safe where nobody can pick them up and walk out with them.

I often stealthily tuck mine into the foot box of my sleeping bag.

The fact is, there is very little theft on the Camino.

But it does happen.

Thieves look for an easy target, so...

Don't be paranoid, 

but don't be naive.

And you will have a

 Buen Camino!